Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending
Will Dobbie; Paige Marta Skiba (2013). American Economic Journal: Applied Economics.
Under development — community extension. This is a provisional source-design assessment, not a new successful replication or a final eligibility ruling.
Extension index · Provisional eligibility log · Assessment JSON · QMD · Reproduction code
Source design and template applicability
The source uses RD/RK and IV variation to instrument continuous loan_amount, including a DiD-style instrument in Appendix Table 1. The loan-level analysis_file.dta is absent; an IV interaction is not an observational binary-treatment ATT.
No DiD estimates, uncertainty intervals or homogeneity-test decision were computed in this tranche. No point is added to the calibration plots. This is not a zero effect or a failed statistical test.
Recorded treatment-column measurement
Data unavailable.
The payday-lender analysis_file.dta is not deposited; package contains code and benchmark summaries, not treatment observations.
These are the existing data-measured counts, not counts inferred from design labels. A binary instrument, group indicator or interaction component need not be the treatment of interest; the source-design assessment above takes precedence for template applicability.
Replication status
This tranche: unsupported design; source code/documentation inspected, no estimator run.
Supplied library: unable_to_replicate; verification: no scalar DiD target; preparation: needs_restricted_data. These are the library’s labels, not new verification claims. Missing data and unsupported designs are separate issues.
Evidence and provenance
The following files in the supplied library were inspected. Their SHA-256 digests are recorded in the downloadable assessment JSON. Source archives and microdata are not redistributed.
AEJ-Applied/Dobbie_Skiba_AEJ-Applied_2013_116383/R/116_dobbie_skiba_figure.R(123 lines)AEJ-Applied/Dobbie_Skiba_AEJ-Applied_2013_116383/R/116_dobbie_skiba_replicate.R(177 lines)AEJ-Applied/Dobbie_Skiba_AEJ-Applied_2013_116383/verdict.md(116 lines)AEJ-Applied/Dobbie_Skiba_AEJ-Applied_2013_116383/aeraej-116.md(135 lines)